Universal Truth of Self-Employment #6: "Overhead" isn't just financial.

This is related to last Thursday's post. Overhead is commonly defined as those costs of doing business which you have to recoup in order to at least break even. Just remember: those costs are not just financial. And the decisions you make every day to minimize overhead should take into account those extrinsic factors. If I can't get work done at a home office, and my productivity is half of what it should be, that's a lot more overhead than some cheap office space will ever be.